You Keep Your Car to Drive (No Year or Mileage Limits)

Listen, things become tough sometimes & you hit unexpected setbacks. We get it. Title loans were created just for that very purpose...emergency situations that require short notice funds. If you have no credit or bad credit, normal institutions like banks won't loan to you. You NEED the cash.

  • You keep the car you're driving (you love it anyway, right?!)
  • No year or mileage limit on your car. (no need to be embarrased!)
  • Title loans from $100 to $100,000.(whoa?!)
  • Improve your credit score. (it's definitely possible!)
  • Quick and easy. (apply online & get money in 30 minutes or less.)

Just like any other loan, if you take it and make your payments, you will improve your credit score. It just so happens that every scheduled payment is recorded by the 3 major credit bureaus in terms of your FICO score. Lenders use this score to when they carry out credit checks. Timely payments reflect positively on your credit score. So, not only can you save your car, you can build your credit score in the process!

Cheaper Than A Payday Loan

Interest rates are lower for title loans. Title loan rates here in in Arizona range from 213-300%. This is just about half the annual percentage rate (APR) of a payday loans. Those types of loans in this market runs from 417-560%.

Another big downfall is that you can get more than 1 payday loan, but you can only get 1 title loan. Unfortunately, it's very common for people to have more than 1 payday loan which just equals their total paycheck a lot of times. You can keep yourself "in line" with a title loan but it's pretty hard to do that with a payday loan.

The interest rates are usually pretty high with a payday loan and you have to pay it back pretty quick.

A title loan is usually a better option. Fill out the form above and let's get you the money you need!


This website does not constitute an offer or solicitation to lend. PhoenixTitleLoans.org is not a lender and does not make loans or credit decisions. PhoenixTitleLoans.org provides a matching service only and is not acting as a representative, agent, or correspondent for any service provider or lender. PhoenixTitleLoans.org does not endorse any particular service provider, lender, nor loan product. You are under no obligation to use PhoenixTitleLoans.org's service to initiate contact, nor apply for credit or any loan product with any service provider or lender. This service is not available in all States. The States this website services may change from time to time and without notice. All aspects and transactions on this site will be deemed to have taken place in the State of Arizona, regardless of where you may be accessing this site. PhoenixTitleLoans.org does not guarantee that completing an application form will result in you being matched with a service provider or lender, being offered a loan product with satisfactory rates or terms, nor receiving a loan from a service provider or lender. You will not be charged any fees to use PhoenixTitleLoans.org's service. Service providers or lenders will typically not perform credit checks with the three major credit reporting bureaus; Experian, Equifax, or Trans Union. However, credit checks or consumer reports through alternative providers such as Teletrack or DP Bureau, which typically will not affect your credit score, may be obtained by some service providers or lenders, in certain circumstances.